[lausdfred]

I was emailed a letter form benifits yesterday saying that Fidelity and a few others (insurance companies )were being considered. In researching my choices I spoke to a rep at tiaa-cref who told me all of thier funds were avalible to us at the normal fees. I asked if this for sure applied to lausd and he said yes. The site shows great choices, life style, etc. and they act like regular funds but you have the choice to annuitize at the end of contributions. He also said we could choose other funds but .33 would be the advisor fee.

This fee sounds similar to Calstrs Pension2 but if you go with Calstrs you pay .33 on top of the tiaa-cref fees if you purchase them in Pen2. If all of this is true I will want to go w/ tiaa-cref and stay there. If we indeed do have access to all of their funds.