BusinessWeek article on "living benefit" annuities and what to be cautious of. Buyer Beware!
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"living Benefit" Annuities Explained
#2 Guest_Skeptical_*
Posted 23 January 2008 - 12:19 PM
BusinessWeek article on "living benefit" annuities and what to be cautious of. Buyer Beware!
Article is here
Article is here
Good post and a good article. I like ScottyDs take that those riders just bail out the agents for poor investment advice. A well-managed portfolio doesn't need that type of expensive insurance. Portfolio risk management is a legitimate concept, but the cost benefit analysis of those riders just doesn't pass muster.
Cheers,
Jim
ps Of course without the huge commissions that biz would dry up quick. Very little direct-to-consumer annuity volume.
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