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I would like opinions about Vanguard funds, specifically the Windsor II and the Total Stock Market Index Fund.
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Vanguard Funds
#2
Posted 04 June 2006 - 05:53 AM
Hi,
I am not sure what it is that you want to know about these funds. You might want to go to Morningstar and ask your question on the Vanguard Forum. Here is the link:
http://socialize.morningstar.com/newsocial...id=hetabdiscuss
Best Wishes,
Joe
I am not sure what it is that you want to know about these funds. You might want to go to Morningstar and ask your question on the Vanguard Forum. Here is the link:
http://socialize.morningstar.com/newsocial...id=hetabdiscuss
Best Wishes,
Joe
#3
Posted 04 June 2006 - 11:52 AM
I believe Windsor II just closed (except to existing shareholders and full service qualified plans). It has been a good long-term fund holding. Total Market Index does what it is designed to do - and as the broad US equity market has performed ahead of the S&P 500 in recent years, so too has the fund. This will turn when large caps perform relatively better than Mid & Small Cap stocks. Vanguard's low expenses do matter.
FE, one of the things to consider with Vanguard (and this reasoning extends even moreso to Fidelity, T. Rowe & American Funds) is that many of their products may have been supported by the Megatrend of the private US retirement system moving participant -directed retirement plans. The flow of $$ into these plans and subsequently to the mutual funds used by such plans has been and continues to be massive.
IMHO, this trend has caused the leaders of the marketplace to have better investment performance with their funds than they'd have gotten otherwise. Concentration in the industry into fewer larger players presents a hidden risk.
Another noteworthy item is that among the four firms mentioned above, only one (T. Rowe) is a public company. The other three represent closely held/mutual ownership structures. Vanguard's ownership structure is really very different from anything else in the industry. Probably worth considering as you investigate Vanguard funds vis a vis alternatives.
Cheers,
Danc
FE, one of the things to consider with Vanguard (and this reasoning extends even moreso to Fidelity, T. Rowe & American Funds) is that many of their products may have been supported by the Megatrend of the private US retirement system moving participant -directed retirement plans. The flow of $$ into these plans and subsequently to the mutual funds used by such plans has been and continues to be massive.
IMHO, this trend has caused the leaders of the marketplace to have better investment performance with their funds than they'd have gotten otherwise. Concentration in the industry into fewer larger players presents a hidden risk.
Another noteworthy item is that among the four firms mentioned above, only one (T. Rowe) is a public company. The other three represent closely held/mutual ownership structures. Vanguard's ownership structure is really very different from anything else in the industry. Probably worth considering as you investigate Vanguard funds vis a vis alternatives.
Cheers,
Danc
#4
Posted 04 June 2006 - 10:46 PM
FEB..Vanguard is very low priced due to very little advertising and self-promotion..for example, they don't pay commissions to sales people, which saves the investor a lot of money..Fidelity is privately owned by a family, I believe..and American is like most fund companies, but with a better reputation than some..Good luck, Dan
#5
Posted 04 June 2006 - 11:06 PM
Hi,
Windsor ll is still open but has restrictions: http://flagship3.vanguard.com/VGApp/hnw/Va...4202006_ALL.jsp .
Best Wishes,
Joe
Windsor ll is still open but has restrictions: http://flagship3.vanguard.com/VGApp/hnw/Va...4202006_ALL.jsp .
Best Wishes,
Joe
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